Dwadifo ketewa betumi ahu telefon so sika tua anaa bank krataa tua sɛ ade a ɛma adwuma yɛ mmerɛw, nanso ɛka nketewa tumi we mfaso mu dinn. Telefon so sika, bank krataa, bank so sika mena ne sika a ɛkyɛ ansa na aba nyinaa hwɛ a ɛyɛ ketewa. Sɛ adetɔn pii kɔ so da biara a, sika a wɔtwe nketewa betumi akyerɛ sɛ sotɔɔ no anya mfaso ankasa anaa ɛyɛ adetɔn pii a mfaso nnim.
Akyerɛwtohɔ ne banbɔ a edi kan. Dwadifo no hia nhoma tiawa: adetɔn bo, kwan a wɔfaa so tuaa sika, ɛka, da a sika no bae, sika tua a anwie, sika san-ma ne akasakasa. Ɛnhia program a ne bo yɛ den fi mfiase. Nhoma, spreadsheet anaa telefon mu akyerɛwtohɔ betumi akyerɛ nsusuwso a nkae nko ara ntumi nka.
Ɛka nko ara nyɛ ɔhaw no. Sika a ɛkyɛ ansa na aba betumi aka nneɛma a wɔbɛsan atɔ. Sɛ sotɔɔ no tɔn nneɛma nnɛ nanso sika no ba ɔkyena anaa dapɛn awiei akyi a, owura no hia sika a ɛwɔ ne nsam de atɔ ade foforo. Saa ntam kwan no betumi ama ɔbɔ bosea anaa ɔhwere adetɔn. Sika tua mmerɛwyɛ hia sɛ wɔde toto bere a sika ba ho, ɛnyɛ adetɔfo pɛ nko ara.
Adetɔfo nso hia pefeeyɛ. Dwadifo bi de ɛka no ka bere a wɔretua sika no ho, ebinom nso tua wɔ wɔn mfaso mu. Sɛ mmara no sesa da biara a, ahotoso so tew. Sotɔɔ no hia sɛ ɛkyerɛ sika tua ɛka pefee na ɛkwati sika foforo a ɛpue mpofirim bere a adetɔfo agye ade no ato mu dedaw. Pefee bɔ abusuabɔ ho ban.
Bank, telefon so sika adwumayɛfo ne aban hwɛfo betumi aboa denam ɛka a ɛda hɔ ne dwadifo bosome akyerɛwtohɔ so. Bosome biara akyerɛwtohɔ a ɛpaapae adetɔn bo ne ɛka mu boa adwumawura ma ɔte ɛka ase. Sɛ ɛnni hɔ a, dwadifo betumi ate nka sɛ adwuma renyin bere a sika a ɛka ne nsam no da so yɛ ketewa.
Nsɛmpono a ɛwɔ ase ha ma ɔhaw no dan dapɛn biara suban. Ɛboa sotɔɔ wura ma ohu baabi a sika reyera, akasakasa a ɛsan ba, ne kwan a ɛsɛ sɛ wɔsan ne adwumayɛfo no kasa. Elektrɔnik sika tua betumi aboa adwuma ketewa, nanso ɛboa paa bere a owura no hu ɛka nyinaa a ɛwɔ sika tua kwan a ogye tom mu.
